Job Title: Risk Officer (Credit Risk & KYC)
Job Summary:
Seeking a risk professional to monitor credit and compliance risks, strengthen governance, and support sound risk management decisions.
Responsibilities
- Monitor the Branch’s credit portfolio and identify emerging risks and concentration exposures.
- Conduct portfolio analysis and prepare periodic credit risk reports for management.
- Perform annual reviews, credit grading assessments, and covenant monitoring activities.
- Manage covenant compliance, waiver requests, and breach follow-up actions.
- Support the administration and monitoring of project finance and lending transactions.
- Conduct stress testing and scenario analysis to evaluate portfolio resilience.
- Review KYC and customer due diligence documentation using a risk-based approach.
- Identify potential AML/CFT concerns and escalate issues where appropriate.
- Support customer onboarding and periodic KYC review processes.
- Prepare risk management reports for management, Head Office, and regulatory reporting requirements.
- Act as secretary to the Credit Risk Committee, including meeting coordination and minute-taking.
- Coordinate information requests and reporting requirements with Head Office and internal stakeholders.
- Maintain and enhance portfolio monitoring tools, risk metrics, and management information reporting.
- Support audits, process improvement initiatives, and ad hoc projects assigned by management.
- 2–5 years of experience in banking, financial services, risk management, credit analysis, KYC/AML, audit, or related functions.
- Basic understanding of corporate lending, credit risk management, and financial statement analysis.
- Proficiency in Japanese is required to effectively liaise with Japanese-speaking clients and stakeholders, with a stronger emphasis on reading and writing skills than verbal communication, particularly for reviewing and preparing Japanese-language documents and reports.
- Proficiency in Microsoft Excel, PowerPoint, and report preparation.
- Experience in portfolio monitoring, risk analysis, covenant management, or customer due diligence is advantageous.
However, all applications will be updated to our resume bank for future opportunities.
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EA Personnel Name: Baba Kota
EA Personnel Reg. no.: R22106801
EA License no.: 07C5771